hierarchy of investments

We get that investing for the first time can be a confusing mess—you don’t know where to put your money. All you think about is the formula: profit versus risk. To get a fix on that, you were told to get all the numbers and facts about the investment instruments before going ahead. While this

Confused about where to invest — Just follow this Chart (Read if you must)Read More »

bored employee

Find the job that you love and you will never work a day in your life – Mark Twain Are you tired of working? Have you lost your powers of creativity? Somewhere along the way, we lose the motivation to work due to a myriad of things, due to office politics, lack of pay, change

The Root of all Boredom for those of us Employed (and the Joy of Creative Entrepreneurship)Read More »

gremlin, troll, emotional spending

In finance and investments, emotion is a dangerous creature. It’s cute, furry, cuddly, but feed it after midnight, it turns into a Gremlin. With emotion, we’ve tagged the one thing that salespeople use to lure you in. The same thing goes with advertisements. Ads pepper you with lots of images and sound designed to trigger

Finance 101: Needs, Wants, Sizzles, Steaks, and GremlinsRead More »

Piggy Bank Saver

You often hear that long term saving requires discipline and commitment. Just a bunch of words that conveniently sum up the idea.  But be warned, you may have been duped by the understatement of the year. Yes, long term savings needs your discipline and commitment. But if you’re planning for your children’s education and retirement,

Lesson from your good ‘ole piggy bank on how to be a superhero (There’s a sentence I never thought I’d say)Read More »