The Role of Happiness It shouldn’t be surprising to know that money management and financial health are pegged to your long-term happiness. You have to understand the things that make you happy. How do you define contentment? What is having enough for you? A conservative view of money management is about holding back and force

Money Management Fundamentals and All that JazzRead More »

Financial education is often dismissed as a vocation for the elite, or simply laid aside for a later (indefinite) time. But make no mistake. Everyone needs it…. and quickly. Do you want to learn how to achieve a financial security for you and your family? There’s no better time than to start NOW—regardless of your

Why Financial Education Matters More than EverRead More »

As our final piece of presentation of what i-TeachOptions stands for–we go to the very core of our belief system. Happiness. What makes you happy? And it’s opposite — Misery. Misery is finding a lot of companies these days just by reading the news – with an upwards of 7% inflation in our economy. The

Why We Really DO need an Economic Indicator for HappinessRead More »

What is a Dream Team? The 1992 Summer Olympics in Barcelona saw Michael Jordan, Magic Johnson, Larry Bird, Scottie Pippen, Charles Barkley, Patrick Ewing, and others create one of the greatest sports team ever assembled. They would immortalize the word “Dream Team”. Through them, we loosely identified a Dream Team as a group of very

How Dream Teaming Make You Better at EverythingRead More »

A typical financial plan would want you to plan for your children’s education, for long-term investment, for retirement, for estate preservation.  It is like checking off a list of routines. They’re cute. And yet most people hardly do that? Why? Because you feel your financial plan as something external–they really don’t strike as relevant to

What is an Inspired Financial Plan?Read More »

This week, we at i-TeachOptions would like to discuss, what we believe in, what can you expect from us, what you’ll get through our collaboration, and what makes us different from many financial advisers and planners out there. Today, let us talk to you about one of the most important principles we follow: Inspired Health

The Secret behind that old adage “Health is Wealth”Read More »

how to save money

For me, and I guess for many of you, it is difficult to know how exactly can one be motivated to save money. Do I save money for the long term (for future protection), for investments (to earn from interest rates), or for bigger savings to get a whole lot more investments and insurances? At

Three Crazy, Peculiar (But True) Things About Saving MoneyRead More »

VUL vs. BTID smackdown

In life, we will always come across two great, absolute forces that go head-to-head:  Ali vs. Frasier, Pacquiao vs. Marquez, Ateneo vs La Salle, Ginebra vs. SMB, Coke vs. Pepsi, Jollibee vs. McDonalds, Jobs vs Gates, Apple vs. Samsung, DC vs. Marvel…. In the financial arena, it is no different. In the red corner, one

The VUL vs BTID Insurance Smackdown: Can We Settle this Already?Read More »

hierarchy of investments

We get that investing for the first time can be a confusing mess—you don’t know where to put your money. All you think about is the formula: profit versus risk. To get a fix on that, you were told to get all the numbers and facts about the investment instruments before going ahead. While this

Confused about where to invest — Just follow this Chart (Read if you must)Read More »

bored employee

Find the job that you love and you will never work a day in your life – Mark Twain Are you tired of working? Have you lost your powers of creativity? Somewhere along the way, we lose the motivation to work due to a myriad of things, due to office politics, lack of pay, change

The Root of all Boredom for those of us Employed (and the Joy of Creative Entrepreneurship)Read More »

protect your savings from your spending hand

We’ve been talking about saving money and trying to defeat your emotional urges to spend money while you can if you can. But we’re just human aren’t we? Chances are we would always be controlled by emotions. There’s always a chance emotion will get the better of you. No matter how many tips I give

The Psychology of InvestingRead More »

Piggy Bank Saver

You often hear that long term saving requires discipline and commitment. Just a bunch of words that conveniently sum up the idea.  But be warned, you may have been duped by the understatement of the year. Yes, long term savings needs your discipline and commitment. But if you’re planning for your children’s education and retirement,

Lesson from your good ‘ole piggy bank on how to be a superhero (There’s a sentence I never thought I’d say)Read More »

Have you ever heard the X-curve concept before? Experts on the matter say it is indispensable; you won’t have a feasible financial plan without it. The X-Curve diagram makes it easier for a financial planner to explain why a client needs insurance and investments. It’s a sure-fire way illustration on how to prevent bankruptcy and

The Cold, Heartless Financial Tool called the X-Curve, and How to Cope with itRead More »