We would like to apologize for not really settling the argument of who’s better in The VUL vs BTID Smackdown.

So here’s our remedy for that.

In the tradition of this classic question: “Why did the chicken cross the road?” We’ve also interviewed some noteworthy personalities and asked why they invested in a VUL or BTID.

I hope this helps you decide where to put your savings in.

Why invest in a VUL insurance?

Plato: For the Greater Good

Aristotle: Man is basically a social animal; it is his nature to dive-in a pool of VUL money

Karl Marx: Because it is a historical inevitability!

Bin Laden: Death to BTID infidels.

Hippocrates: Because of excess phlegm in its pancreas. I need a medical.

Descartes: I invested in VUL because I think I can.

Austin Powers: In owning a VUL policy, I feel sexy. I feel like an animal. A Tiger! Yeah, baby, yeah!

Moses: And God came down from the heaves and He said unto his agents. Go and secure lives and they did and there was much rejoicing.

Fox Moulder: I became a VUL agent. You saw it with your own eyes. How many more insurance do I need to sell before you believe me?

Machiavelli: I invested my money on insurance. Who cares why? The end of investing justifies the means.

John F. Kennedy: I ask not what the VUL can do for me. What I ask is, what my family can do with my sum assured.

Yoda: Strong is the force in the VUL, there is.

Madonna: I am a material girl with coverage, living in a VUL world.

Friedrich Nietzsche: There are no whole life insurances. My insurer is dead.

Albert Einstein: Whether I went VUL or did the BTID strategy depends on your relative point of view,

Buddha: Asking this question denies your own nature—and with the underwriter.

Adolf Hitler: VUL investors are the supreme Aryan race. It is our duty to massacre all other insurances.

Ralph Waldo Emerson: I did not invest in VUL. They invested in me.

Donald J. Trump: I look very much forward to showing my VULs because they are HUGE.

Why employ a BTID strategy?

Capt. James T. Kirk: Because I want my savings to go where no investments have grown before

Forrest Gump: Buying Term and investing the difference is like getting a box of chocolates.

Saddam Hussein: To provoke BTID advocates to rebellion and justify the means to drop 50 tones of nerve gas.

Jerry Maguire: To show me the money!

Dr. Martin Luther King: I envision a world where all BTID advocates will be free to invest in the market without having their motives called into question by insurance agents.

Shakespeare: To invest or not to invest the difference. That is the question.

Rodrigo Duterte: Buy Term. Invest the difference. Wag mag-droga. Or I will dump you in Manila Bay.

Edgar Allan Poe: I dreamed dreams no other VUL can dare to deliver before (so I switched).

Richard Nixon: I did not invest the difference. I repeat, I did not invest the difference.

Neo: In BTID, there is no spoon.

Manny Pacquiao: Mag-invest sa BTID? Pwidi, piro dipindi.

Sigmund Freud: The fact that you are all concerned that I do term and not whole life reveals your underlying sexual insecurity.

Daenerys Targaryen: When investments grow, we will take back what was stolen from me and destroy those VUL agents who insulted me! We will lay waste to armies and burn cities to the ground!

Charles Darwin: Man over a great period of time, have naturally selected and evolved in such a way that they are now genetically endowed with the capability to predict their expiration, thus I go Term.

Ludwig Wittgenstein: I bought term and invested the difference like a small child and upon investing I asked like an adult, “What is this?”

Tony Stark: Have you ever tried to BTID… I don’t know what it is, but I wanna try it.

Ernest Hemingway: To die. In the rain.

Bill Clinton. I do not. I repeat. I do not have sexual diseases. No STDs. No BTIDs.