As a long-time comic book reader, I’d say Stan Lee had an ideal retirement. Despite his age, Stan Lee was still occupied with the excitement of telling new stories, creating new characters exploring new ideas, and collaborating with old and new talents.  In his 80s and 90s, Stan Lee's vitamins were his continued foray with storytelling. In contrast, his father had a short life because the man didn’t find his real calling—he didn’t have a reason to live that long, Stan Lee said.

Without a doubt, Stan Lee lived an ideal life simply because he did what he loved to do until the end.

I'm writing to you now with the strongest of convictions that we should all do the same.

The way to get there is to direct yourself to do what you love to do in a long-term financial plan--or what I call Purpose-Driven Financial Planning.

The Purpose-Driven Financial Planning

In my view, however, let us replace retirement planning with another plan—long-term, purpose-driven planning. More importantly, it is about retiring as early as possible, which could also mean quitting your present work because you hate it. It doesn’t make you happy. It doesn’t make you fulfilled. So it is time to stop.

In other words, an alternative to retirement is transitioning to a work you love--a work you can transition to as early as possible--a work that you don' have to stop when you reach 60 (why stop doing what you love doing?).

My personal and professional theory is to transform retirement planning into something else. It should mean the pursuit of what you are passionate about. If you have to save money to fund your dream business or start funding its initial capitalization, then, by all means, do it.

Thus, purpose-driven financial planning comes after you have funded your emergency funds, protection needs, and paying your debts.

The goal of purpose-driven financial planning is to help you do what you love to do. If you need to quit the job you hate, if you want to stop working, your reason should be going after the thing that will find you meaning in your life. This could be doing a more fulfilling job. Or you're running a well-oiled business that you have a lot more time with your family than your desk.

Loving what you do could mean a myriad of things, but our plan proposes that you should become inspired entrepreneurs in the long run.

The only requirement in Purpose-Driven Financial Planning is your passion? What do you think is your purpose in your life and in your society? What is your dream business plan?

This might be controversial to some, or it might challenge conventional wisdom, but I believe that every person needs to pursue entrepreneurship—or at least make money for something he/she believes in, find it meaningful, passionate about, fulfilling, and is excited about every day.

Doing what you love to do cancels out negativity and the hard work that comes from trying to reach your retirement goals.

Stan Lee never retired, not that he was never tired, it was because he loved his work so much he need not retire. And he lived a long prosperous, fulfilling life because of it. Why not believe that we deserve the same fortune. All it takes is to forget what other people say expects from you or demands you to do, and do what you have been planted on this earth to do.

This new, alternative to a retirement plan considers the fact that money should be working for you, not only through your investments but also with your own business. Your goal will be to build a well-oiled machine that is earning passive income for you. And the earning potential of this income stream is strengthened by the fact that you created it and you funded it with your passion.

Thus, my best hope for all of us is to find that inspiration--our true love, as it may--in our entrepreneurial endeavors. Moreover, may we be bold enough to go after what we really want in life. for fortune favors the bold indeed.